Today's discussion:

All hail Canada’s aristocratic overlords

Canada faces a growing divide as society is segregated into two distinct classes: the affluent, property-owning class with considerable political and economic influence, and a new class of permanent tenants, for whom homeownership and long-term economic progress are increasingly out of reach.

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Comments (32)

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The Hub Staff

Thank you for contributing to Hub Forum. For more on the topic of housing, check out this article by Steve Lafleur:

2nd February 2024 at 5:12 pm

This is our money. I have been told by reliable sources that if we had put the money taken from our pay cheques in our private pension fund we would be recieving at least 2000.00 a month instead of the 700.00

2nd February 2024 at 7:07 am
Paul Attics

I don’t doubt that there is a potential delta between money to CPP versus the same money going to a personal pension fund, not that it is an either-or decision for many.

Your numbers from the reliable sources may well apply in your situation. However, we as a society have decided that some things are better for everyone if done collectively. A “guaranteed” and earned baseline pension for every worker, although too low, likely saves the country money overall.

2nd February 2024 at 10:17 am

He will be the next Prime Minister of Canada, The liberal media disses him because they side with the liberals. But there is this. We no longer believe what the liberals or main stream media says

2nd February 2024 at 7:10 am
Paul Attics

Sure, smart money is on Mr. Poilievre to win the next Federal election.

Who is this ‘we’ you are referring to?

Most news media are a similar monoculture as the LPC (urban, affluent, highly formally educated, white collar, socially progressive, secular). As such, too much of our news reflects these perspectives.

However, one can still, and should, consume a variety of news sources and sort out a reasonable view of reality. Not believing any so-called MSM is the fast track to living in the alternate angry reality of the low-fact, high-enragement partisan attention mongers.

2nd February 2024 at 11:05 am
Kim Morton

Problem one, various governments have deliberately created this system to collect higher taxes. The huge majority of land is under government ownership, thereby creating demand.
Problem two, the current immigration policy, or lack thereof, has put an unrealistic strain on the availability of housing, health care, and infrastructure. This has created an economic crisis that no one wants to address. Instead of manufacturing products for export to the world, the bulk of our workforce is either building new housing for immigrants, or new public infrastructure to accommodate the influx of residents. This is ultimately not sustainable.

2nd February 2024 at 8:51 am
kevin w

we know all that? We are talking about our ccp, it belongs to canadians “who” pay into it. Its an easy concept? Raise the measly 700$ a month payment to at least 1000$.

3rd February 2024 at 5:13 pm
Paul Attics

“Neofeudalistic” is really just good old-fashioned inequality. It is a guaranteed outcome in political systems that allow wealth to garner political power, even democratic ones. It snowballs as more wealth begets ever more disproportional political power.

This is just an ongoing extension of those with wealth incrementally and steadily and legally rigging the game ever in their favor, despite tragically being against their own long-term self-interest.

Voters eventually wise-up and will turn to demagogues, even an utterly irredeemable but talented career silver-spoon fraudster like Donald Trump, for a remedy. In the past when the political class have failed to reign inequality in, civil war and societal collapse have eventually followed.

2nd February 2024 at 8:28 am

We also have our own home grown silver spoon fraudster here in Canada…

2nd February 2024 at 9:08 am
Michael F

By this do you mean the career politician that has never worked in the private sector but has a snappy slogan to solve every problem?

2nd February 2024 at 5:20 pm
Keith C

Bob you are absolutely correct. Our sad state of affairs at the moment

2nd February 2024 at 2:07 pm
Paul Attics

…and I am basketball player, just like LeBron James!

2nd February 2024 at 9:19 am

Retiring this year after 45 yrs of work. With 30 years of increased CPP premiums to sustain demographic forcasts should be reflected with much higher benefits for retirees.

2nd February 2024 at 12:47 pm
Anita Arsenault

I live in the Canadian Rockies. We, here in the Rockies, love out country and our amazing mountains. However, the rest of Canada seems to be evolving into a world which is much more like the US. This is extremely troubling to us!!! We are not the USA … nor do we want to be!!! So, please ‘wake up’ Canada!!!

2nd February 2024 at 10:12 pm
Ian MacRae

I’m very disappointed in the poor editing of this article. 66% of Canadians own their homes. The average after-tax income of Canadians in 2022 (latest figures) is $61,358. These numbers do not suggest an elite.

House prices do not correlate with inflation. We homeowners have been historically advantaged but not via any elite’s plan. NIMBY opposition to intensification has not been a mass exercise of elite power. Rather its been small groups influencing municipal councillers.

I enjoy the articles in The Hub. But I expect a much better standard of editing. This article is very poor.

2nd February 2024 at 12:35 pm

This is so off the wall…. we raised too many generations that expect a gold star for just participating. It takes character, planning, determination to make the gains that were made in the last century. So, we have a lazy unfocused group who believe they are entitled to what others have worked for.

2nd February 2024 at 11:50 am
Michael F

I typically agree with your comments but this is a little simplistic and lacking nuance too.

2nd February 2024 at 5:22 pm

Nobody worked to have their home value triple because of supply restrictions, and it’s not younger generations lack of work that means they can’t afford to pay three times as much. Most long-time owners couldn’t have bought their existing home at current prices either – young people just want the same opportunities previous generations had for their hard work to pay off.

3rd February 2024 at 2:59 pm
Richard Courtemanche

Feudalism… a polite word for communism that egoistical and greedy affluents intend to impose on the rest of humanity.

2nd February 2024 at 9:19 am
Paul Attics

Time again to review your definition of ‘communism’.

2nd February 2024 at 9:27 am
Brian Laughlin

It is Not the Federal Governments money !
It belongs to the people that have that have paid into it over the years !
The proper dispersment of these funds is to Increase payments !

3rd February 2024 at 10:30 am
dennis shupe

The payments should be increased. Politicians get an annual raise, workers want more taxes go up costs go up. In the mean time retired seniors that are living on their pension fall behind. A senior living on their own does not make enough to pay rent let alone food.

4th February 2024 at 2:47 pm
Aaron Olsen

I think they should pay it all back to the people it came from! Whatever our corrupt government has made by investing they can keep and make more money and stop taking it from us.

3rd February 2024 at 5:19 am
Paul Crawford

MP’s and high paid civil servants in Canada are “pigs at the

2nd February 2024 at 7:47 pm
James Haynes

The CPP is recognized as a well run pension plan. Leave it alone. Can slow increased contributions but very cautiously. . In no way should funds be directed elsewhere as that is taxations purpose.
Many provincial plans are short and envious of CPP. Who suggests we do other than leg continue? Is it done who will gain? LEAVE IT ALONE!

2nd February 2024 at 5:04 pm
Keith C

Be nice to lower contributions and or increase payments!!

2nd February 2024 at 2:00 pm
Frank R

I agree, there is no longer a reason to keep contributions as high as they are and payments should increase with the cost of living, especially now that there is an excess of funds. Absolutely no way this money should be used by government for anything else than it’s stated purpose when deducted.

2nd February 2024 at 6:27 pm
Victoria Lazier

The thesis of this article is simplistic and misleading. Pitting home owners against those who do not own homes is divisive and does not offer any real solutions.
It is a complex issue that deserves more analysis than a half baked theory of neo feudalism.

2nd February 2024 at 8:29 am
Paul Attics

Property owners using disproportionate political power to, surprise, favor property owners over non-property owners is a real divide. Recognizing it as a problem is not ‘divisive’, but rather a prerequisite to addressing it.

2nd February 2024 at 10:07 am
David Foster

Agree this analysis is both overly simplistic, and a bit too hysterical. If the writer wants to highlight how aligned interests have restricted housing supply, he should perhaps examine how municipal politicians are largely held captive by existing homeowners whenever re-development proposals are considered. This is not due to some vast conspiracy or a desire to see the installation of a new class system, it simply reflects most peoples’ aversion to change in their neighbourhood. Unfortunately ‘potential future residents’ don’t get to vote. Existing residents do. And local politicians prefer to be re-elected. Unless and until senior levels of government impose more housing supply-oriented policies on cities, nothing much will change. Between restrictive zoning and labyrinthine approvals processes, municipal foot-dragging effectively stymies an effective supply response to the current dearth of new housing aimed at those with young families and moderate incomes.

2nd February 2024 at 9:35 am
Jim Wetterberg

Obviously the balance between what is needed and what is collected, is out of balance so fix it but don’t use the funds for anything other than what the fund was originally created for.

3rd February 2024 at 2:49 pm
A. Chezzi

You mean this……….”n conversations with The Trillium, four well-informed sources who’ve had involvement with the evolving land-use adjudication system detailed how the Ford government’s handpicked former chair created a “toxic” workplace where adjudicators were “punished” in upsetting ways — concerns that the Ministry of the Attorney General eventually investigated. At the same time, its mission warped from objective decision-making to rubber-stamping projects, the sources say.” This is in regards to the tribunal in Ontario which decides what gets build. Strange how Con rant against the current government’s brokenness but fail to rant against the same brokenness caused by Con. What will Poilievre change? Very little except he will put in another set of elites for the ones he kicks out.

2nd February 2024 at 9:24 am